File photo of a cedi notes
The Ghana cedi opened the second week of January 2026 trading at GH¢10.70 to the US dollar on the Bank of Ghana’s interbank foreign exchange market.
Data released by the central bank on Monday, January 12, 2026, showed the dollar buying at GH¢10.69 and selling at GH¢10.70 to US$1.
Other major currencies traded as follows: the euro at GH¢12.46 (buying) and GH¢12.47 (selling), while the pound sterling was quoted at GH¢14.36 (buying) and GH¢14.38 (selling).
Cedi holds steady at GH¢10.45 to $1 on the second day of 2026
At forex bureaus, the dollar was being bought at GH¢11.90 and sold at GH¢12.25, reflecting a wider margin than the Bank of Ghana’s 1.00 pesewa spread. The euro traded between GH¢13.60 and GH¢14.50, and the pound sterling between GH¢15.70 and GH¢16.50, highlighting significant differences from interbank rates.
The slightly higher bureau rates reflect strong demand for foreign currency and limited supply, especially as the new financial year begins.
The Bank of Ghana is expected to continue its interventions in the coming months to manage volatility, with market watchers closely monitoring the potential impact of upcoming monetary policy decisions and external inflows on the cedi’s performance.
Exchange Rates:
Bank of Ghana interbank market rates:
– Dollar: Buying at GH¢10.69, Selling at GH¢10.70
– Pound: Buying at GH¢14.36, Selling at GH¢14.38
– Euro: Buying at GH¢12.46, Selling at GH¢12.47
Forex bureau rates:
– Dollar: Buying at GH¢11.90, Selling at GH¢12.25
– Pound: Buying at GH¢15.70, Selling at GH¢16.50
– Euro: Buying at GH¢13.60, Selling at GH¢14.50
Source:
www.ghanaweb.com
