Alhaji Dr Doliwura Zakaria, Managing Director of National Investment Bank PLC
The National Investment Bank PLC (NIB) has recorded a landmark financial performance, reflecting renewed stability and growing strength as a government-owned financial institution.
According to the Bank, the improved results are driven not only by state support but also by “effective deposit mobilization, disciplined strategy, and purposeful leadership” under Managing Director Alhaji Dr Doliwura Zakaria.
The announcement was made at a stakeholder and media engagement in Accra, attended by eminent traditional leaders including Buipewura Jinapor II, Paramount Chief of the Buipe Traditional Area and Vice President of the National House of Chiefs; Kongwura Jimkurige I, Paramount Chief of Kong; and Bifatey II, Overlord of the Lobi people of Gaoua in Burkina Faso.
Non-Interest Banking aligns with BoG’s economic development objective – NIB
Addressing stakeholders, NIB’s leadership said the Bank’s resurgence is rooted in sound strategy and professional execution.
“While recapitalisation provided a necessary foundation, it is the deliberate focus on deposit growth, prudent management, and institutional reform that has translated this foundation into sustainable profitability and balance sheet strength,” the Bank stated.
In 2025, NIB recorded a significant turnaround, posting earnings growth of over 8,300% and a more than 100% increase in total assets. Customer deposits also grew substantially, signaling renewed public confidence in the Bank’s governance and direction.
Under Dr Zakaria’s leadership, NIB said it has implemented a disciplined turnaround strategy anchored in deposit mobilisation, cost efficiency, and strengthened governance.
“Strategic branch positioning, streamlined service arrangements, and tighter operational controls have helped reduce costs and improve efficiency, allowing the Bank to reinvest in innovation, customer experience, and wider national reach,” the statement added.
The transformation has also positively impacted staff.
“Improved working conditions, salary enhancements, and widespread staff promotions have lifted morale and strengthened service delivery across NIB branches nationwide,” the Bank said.
In line with changes in the banking sector, NIB has launched a new mobile banking application and is implementing a major technology upgrade to enhance speed, security, and digital capability. These initiatives reinforce the Bank’s commitment to modern, reliable banking solutions while remaining faithful to its development mandate.
At the core of NIB’s renewed journey, the Bank said it will continue to prioritise its customer-centric approach; “Your Business is Our Business.”
The state-owned bank mentioned that it has redefined itself as a strengthened national asset, “grounded in tradition, guided by strategy, and ready for tomorrow.”
Source:
www.ghanaweb.com