The National Investment Bank PLC (NIB) has announced a landmark financial performance that underscores its renewed stability and growing strength as a government-owned financial institution.
The improved results reflect not state support alone, but the impact of effective deposit mobilization, disciplined strategy, and purposeful leadership that continue to shape the Bank’s new chapter under its Managing Director, Alhaji Dr. Doliwura Zakaria.
The announcement was made at a stakeholder and media engagement in Accra, graced by eminent traditional leaders whose presence highlighted the national and regional importance of NIB’s transformation.
The chiefs present were Buipewura Jinapor II, Paramount Chief of the Buipe Traditional Area and Vice President of the National House of Chiefs; Kongwura Jimkurige I, Paramount Chief of Kong and a Member of the National House of Chiefs; and Bifatey II, Overlord of the Lobi people of Gaoua in Burkina Faso.
Addressing stakeholders, NIB’s leadership emphasized that the Bank’s resurgence is rooted in sound strategy and professional execution. While recapitalisation provided a necessary foundation, it is the deliberate focus on deposit growth, prudent management, and institutional reform that has translated this foundation into sustainable profitability and balance sheet strength.
In 2025, NIB has recorded a significant turnaround, moving from modest earnings to a markedly stronger profit position with a growth of over 8,300%.
The Bank has also experienced substantial growth in total assets with a growth percentage exceeding 100% and a solid rise in customer deposits, as evident in the Management Accounts of the Bank as at 31st December, 2025—clear signals of renewed public confidence and trust in its direction and governance.
Under the leadership of Alhaji Dr. Doliwura Zakaria, NIB has pursued a disciplined turnaround strategy anchored in deposit mobilization, cost efficiency, and strengthened governance.
Strategic branch positioning, streamlined service arrangements, and tighter operational controls have helped reduce costs and improve efficiency, allowing the Bank to reinvest in innovation, customer experience, and wider national reach. The Bank’s capital position has been restored to a healthy state, reinforcing assurance of stability, security and long-term resilience for customers and stakeholders.
The transformation has also been felt within the institution. Improved working conditions, salary enhancements, and widespread staff promotions have lifted morale and strengthened service delivery across NIB branches nationwide. A motivated and empowered workforce has become a central driver of the Bank’s renewed performance.
In line with changes in the banking landscape, NIB has successfully launched a new mobile banking application and is also implementing a major technology upgrade to enhance speed, security, and digital capability. These investments reinforce the Bank’s commitment to modern, reliable banking solutions while remaining faithful to its development mandate.
At the core of NIB’s renewed journey is a simple and enduring promise: “Your Business is Our Business.” Every decision and improvement is shaped by a commitment to serve customers better and support their growth.
From uncertainty to confidence, from recapitalisation to record profitability, NIB has redefined itself as a strengthened national asset—grounded in tradition, guided by strategy, and ready for tomorrow.
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Source: www.myjoyonline.com
